Who Are Formula X?

Formula X is an educative platform specialising in prestigious performance and luxury vehicle finance.

Founded in 2025, Formula X was established by a luxury vehicle enthusiast with experience across dealerships and lending environments, supported by a broader team with many years of finance and lending experience.

We understand that vehicle finance discussions don’t always fit into standard business hours. That’s why consultations are available after hours, on weekends and during holiday periods.

Whether you’re looking to preserve cash, explore alternative purchase structures, or understand potential business vehicle options, we help you understand the process and available options.

A black Aston Martin sports car parked on a gravel driveway in front of a large gray castle with multiple towers, surrounded by colorful autumn trees and well-maintained gardens.
Person driving a car during sunset, wearing a watch on their left wrist, with a blurred cityscape in the background.

Financial Ed.

Formula X Financial Education provides clear guidance and is a great resource for luxury and performance car buyers. Learn which finance options may suit your current situation and explore pathways that could get you behind the wheel sooner.

Several black electric cars on display inside a car dealership with large windows.

Vehicle Search

Formula X offers optional access to a Vehicle & Concierge Search service for luxury and performance vehicles. This end-to-end online option allows clients to explore vehicles, coordinate finance and arrange delivery through a single, streamlined experience.

The interior of a Mercedes-Benz vehicle showing the gear shift and air vent.

Luxury Diffusers

Elevate your drive with Formula X Luxury Diffusers — premium car diffusers and air fresheners with long-lasting, designer-inspired scents. Select between our signature hangers or refillable systems.