Enquiry | Get Financing Today — Drive Your Dream Vehicle

Vehicle Finance

First Car Purchase

Commercial

Bad Credit

24/7 Vehicle Finance

Lysterfield, VIC 3156

formulaxfinance@gmail.com

+61 (04) 7895 2235

ⓘ Disclaimer: Information provided is general in nature and for informational purposes only. It does not constitute financial, investment, tax or accounting advice. Finance options are subject to meeting lenders credit criteria and lender approval. We aim for approvals within 24 hours but this is not always possible. Independent professional advice should be sought before making any financial decisions. Clients must make their own enquiries in relation to any vehicle. Formula X and any credit representatives do not source, inspect, select or supply vehicles and do not make any warranties or representations regarding the suitability, condition, quality, value or fitness for purpose of any vehicle.

SECURED CAR LOANS

Across our panel of lenders, the lowest offered comparison rate is currently 7.29% and based on a secured personal loan of $30,000 repaid over 60 months. Rates shown assume a customer with an exceptional credit history. Rates are current as at 12 February 2026. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This estimate is not an offer, quote or approval of finance. The actual repayment amount and interest rate will be confirmed if an application is submitted and approved. All applications are subject to credit assessment and eligibility criteria. Our lender’s credit criteria, terms and conditions, fees and charges apply. Please note all vehicles show on this website have weekly repayments calculated using the rate of 7.29%, based on exceptional credit history as of 12 February 2026.

AFCA Membership Number: 99125

Finance Broking Services Provided by

WhiteStar Car Loans Pty Ltd, ABN: 65 093 403 582 as a Corporate Credit Representative CCR 549035 of Mildura Finance

Pty Ltd ABN: 28 089 538 198, Australian Credit Licence 385395

AFCA Member Ship